This is a guide on using a car accident claims calculator to value a settlement. Have you sustained an injury in a road traffic accident that was caused by negligence? If so, you could be entitled to claim compensation. Road traffic accident claims are one of the kinds of cases that fall under personal injury law.
On the road, all road users owe one another a duty of care. This means that they need to act in a way that prevents accidents that could cause injury. If a road user breaches this and causes injury as a result, then you could claim.
In this guide we will look at the duty of care that road users owe one another. Furthermore, we’ll look at how this can be breached and how the process of claiming worth.
If you are wondering, “how much are car accident claims worth?”, do not hesitate to speak to a member of our team. You can do so via the details below:
Choose A Section
- An Introduction To Using A Car Accident Claims Calculator
- What Are Car Accidents?
- Examples Of Road Accidents
- How Much Could I Get When Using A Car Accident Claims Calculator?
- Where Could I Find No Win No Fee Lawyers?
- More Information On Using A Car Accident Claims Calculator
As already mentioned, all road users owe one another a duty of care. The Highway Code is a set of recommendations and legal requirements that all road users can refer to. Furthermore, the Road Traffic Act 1988 outlines the duty of care that road users owe one another.
Furthermore, the Highway Code sets out a hierarchy of road users. This means that there’s a greater responsibility for road users with the most potential to cause harm to protect more vulnerable road users.
If a driver breaches a duty of care, then this could result in an accident. If you’re injured as a result, you could be entitled to claim compensation.
A car accident claim calculator can be a useful tool in working out how much you can receive in a settlement. However, you might prefer to speak with an advisor directly to see how much your claim can be worth. They can ask you for more details about the accident and your injuries, as the information you give them might affect your claim estimate.
For more information on the process of claiming after a car accident, speak with an advisor today.
A car accident can be an incident two cars collide on the road. As we have already touched upon, you may be able to claim if the accident was caused by the negligence of someone else on the road who owed you a duty of care.
In some cases, a car accident might only involve one vehicle, for instance, where the vehicle crashes into a tree or lamppost. You may be able to claim against the local council if you can show that an accident like this happened because of their negligence, for example, if they have failed to fix a pothole that they are aware of and that has caused an accident in the past.
In some cases, you may be able to claim for an accident that you were partly at fault for. This is called a split liability claim, and you could make one if you and another road user were both responsible for the accident. In these cases, your compensation amount will be reduced according to the level of blame attributed to you.
Our car accident claims calculator could help you see how much you could be awarded. Otherwise, you can speak with an advisor today for a valuation of your claim.
We have provided several examples of how a road user could breach their duty of care:
- Another driver could be on their phone and verge into your lane, causing a head-on collision. This could see you suffer from a wrist or knee injury.
- When coming to a stop at a red light, the driver behind you might not be concentrating and crash into the back of you. You could suffer from a neck injury or back injury.
- A driver in the lane next to you could swerve into your lane and cause a collision whilst on their phone. As a result, you could sustain a dislocated shoulder.
In the aftermath of a road traffic accident, there are a number of steps that you can take to strengthen your case:
- Seek medical attention – This will ensure you get treatment for any injuries caused by the accident. However, it will also generate medical records that can later be used to support your road traffic accident claim.
- Gather evidence – This can be through CCTV footage, dashcam footage and photographs of the accident and your injuries as they recover. It may also be useful for you to collect contact details of witnesses. This will enable a statement to be taken.
- Get legal advice – After a car accident, receiving legal advice on what to do next can make a big difference in your claim. While it’s not a legal requirement, pursuing a claim with legal representation has many benefits.
If you have been involved in an accident on the road and want a car accident claim valuation, use our car accident claims calculator today. You can also get in touch with a member of our team who is available to help 24 hours a day, 7 days a week.
The compensation you may be eligible for if you win your case can be made up of two heads of claim; general and special damages.
General damages will compensate you for the physical and psychological suffering you endure directly from the accident. Factors such as the kind of injury and the severity will impact the amount you may receive. For example, if you’re left with a permanent disability after a car accident, such as tetraplegia or another kind of paralysis injury, this may attract more compensation than a broken great toe.
We have compiled a table below that includes the general damages compensation brackets from the most up-to-date release of the Judicial College Guidelines (JCG). This was released in 2022.
The JCG is used by legal professionals to assist them in assigning a value to the general damages head of your claim. It outlines guideline compensation brackets for various injuries.
|Body Part||Severity||Compensation Bracket||Details|
|Neck||Severe||In the region of £148,330||A neck injury associated with incomplete paraplegia or resulting in permanent spastic quadriparesis. Despite wearing a neck brace 24 hours per day for a long time, symptoms will persist.|
|Neck||Moderate (ii)||£13,740 to £24,990||An injury involving soft tissue or wrenching-type injuries that cause movement to be seriously limited.|
|Leg||Very serious||£54,830 to £87,890||Injuries causing permanent mobility issues requiring the use of crutches or mobility aids for the rest of the injured person's life.|
|Leg||Less serious (i)||£17,960 to £27,760||Fractures that fail to make a full recovery or when serious soft tissue injuries are suffered and the recovery is incomplete.|
|Shoulder||Serious||£12,770 to £19,200||Dislocation of the shoulder involving damage to the lower brachial plexus. This could restrict shoulder movement and cause ongoing pain and weakened grip.|
|Wrist||N/A||£12,590 to £24,500||Permanent disability is felt to some degree, despite the injury being less severe. For example, the wrist might remain stiff.|
|Wrist||N/A||In the region of £7,430||An uncomplicated Colles' fracture.|
|Foot||Modest||Up to £13,740||Injuries such as simple fractures to the metatarsal and ruptures to ligaments.|
|Hand||Moderate||£5,720 to £13,280||Injuries such as crushing injuries, deep lacerations and puncture wounds.|
|Toe||Moderate||Up to £9,600||Includes typically straightforward fractures or the exacerbation of a condition that the injured person already suffered from.|
Special damages are based on the financial losses that you have suffered as a result of the accident. This could include expenses like the cost of public transport to get to work after suffering a broken leg. Or you might have to undergo physical therapy that isn’t available via the NHS after sustaining a wrist injury.
It is crucial to keep a record of all financial losses to claim them back. If you don’t provide evidence, you might not be fully compensated. A personal injury solicitor could help you collect evidence.
Whiplash Reform Programme
The process of making low-value road traffic accident claims has changed as a result of the Whiplash Reform Programme.
From the 31st May 2021, any drivers or passengers of vehicles over the age of 18 who’s injuries are valued at less than £5,000 must claim through the government’s online portal. These injuries are valued in conjunction with the Whiplash Injury Regulations 2021 rather than the JCG guidelines. Certain kinds of claims that are not made through this portal might still be subject to these tariff amounts.
Get in contact with our team, who can answer any queries you have as well as provide information on the services our panel of personal injury solicitors could offer.
There are different types of No Win No Fee agreements. A Conditional Fee Agreement is a kind of No Win No Fee agreement that you could be offered if you choose to work with a lawyer from our panel.
This kind of agreement means that:
- You don’t pay your lawyer an upfront fee, nor do you pay anything as they work on your claim
- If you are awarded compensation, they will deduct a legally-limited percentage of your settlement as a success fee
- If you’re not awarded compensation, there’s nothing to pay for your lawyer’s services.
Please contact our advisors to see if you could be eligible to fund the work of a lawyer on this basis. They can offer free legal advice on your potential car accident claim. If you would prefer not to use a car accident claims calculator, they can also offer a valuation of your claim.
Ask Us About Using A Car Accident Claims Calculator
Our car accident claims calculator is a very helpful tool that can tell you how much compensation you might be owed.
However, if you would like to speak to a member of our team, as stated, you can do so by:
Here are some guides that you might find useful:
- GOV – Compensation After An Accident Or Injury
- NHS – First Aid
- Motor Insurers’ Bureau – Help with road traffic accidents involving a driver who has no insurance or has not been identified.
Additionally, here are some of our own guides that can be useful when preparing to make a car accident claim:
- A complete guide to road traffic accident claims.
- What is the personal injury claims time limit?
- How much are road traffic accidents worth in compensation?
- How can cycling accident solicitors help me?
- How to claim for an accident on public transport
- Fatal accident claims
- All You Need To Know About Road Traffic Accident Claims
- Fatal Car Accident Claims – How To Get Compensation
- How Can Cycling Accident Solicitors Help Me?
- Could I Get Compensation After An Accident On A Bus?
- How To Claim For An Accident On Public Transport
- I Had An Accident On Public Transport, Can I Make A Claim?
- What Goes Into Making a Taxi Accident Claim?
- How To Make A Passenger Injury Claim After An RTA
- Making A Car Accident Claim Guide
- Bike And Cycle Accident Personal Injury Claims
- How Long Do Car Accident Claims Take To Complete?
- How To Find Solicitors For Car Accident Claims
- Motorbike Accident Injury Claims
- Car Accident Neck Injury Claims
- How To Claim For A Pedestrian Crossing Accident
- I Was Hurt In A Hit And Run Car Accident – Can I Claim?
- Fatal Motorcycle Accident Claims
If you have any more questions about using our car accident claims calculator, speak with an advisor today for free legal advice.
Writer Beck Patch
Publisher Fern Stringer